Income and Expenses

Income and Expenses

What is income? Income is the money that you make. There are several sources of income. The most common form of income is the paycheck you receive from your employer, usually either a weekly or biweekly basis. However, there are other forms of income besides a paycheck. Some other common forms of income include: • Child Support • Alimony • Unemployment Benefits • Interest Income • Dividend Income • Rental Income • Social Security Disability Income • Self-Employment Income •…

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Investment Options in Today’s Financial Market

Investment Options in Today’s Financial Market

Each year you should make it a goal to save at least ten (10%) percent of your net income for retirement. One of the best ways to ensure that you save ten (10%) percent of your net income is to open up a retirement account and have ten (10%) percent of each one of your paychecks automatically deposited into it. This idea is what is often referred to as “paying yourself first.” In order to make this happen, you will…

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Obesity & Cognitive Behavioral Training (CBT)

Obesity & Cognitive Behavioral Training (CBT)

  Obesity, a term being utilized more frequently in today’s world, is turning into a global epidemic. Over two-thirds of adults in the United States are overweight or obese, and children are rapidly joining the ranks. Granted, there are studies that show genetics as possible precursor to obesity as well. Generally however, if obesity is not caused by a medical condition, it is a result of nutrition, lifestyle, medications, and/or behavior. Studies have repeatedly shown that any effective treatment for…

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Budget Development

Budget Development

What is a budget? This is a word we all know and use, but how accurately is it being utilized? A budget is a list of all planned income and expenses whether monthly, weekly, etc. Documenting your budget, whether on paper or digitally, truly helps you manage your money and how you spend it. By creating a budget and sticking to it, you are able to manage money in much simpler terms. By simplifying just this aspect of life, you…

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Type II Diabetes & Cognitive Behavioral Therapy

Type II Diabetes & Cognitive Behavioral Therapy

Type II Diabetes is a chronic condition that affects the way your body metabolizes sugar, or glucose, the human body’s main source of fuel. As the most common form of diabetes, approximately 95% of diabetic Americans are diagnosed with Type 2 Diabetes and many more are at high risk and completely unaware. Type II Diabetes is related to lifestyle choices and creates a problem in the way your body produces or utilizes insulin.  Appropriate lifestyle modification, to include diet and…

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Weight Loss & Cognitive Behavioral Therapy

Weight Loss & Cognitive Behavioral Therapy

Recently, I have been reading up on Cognitive Behavioral Therapy and its benefits in any and all aspects of life… I figured I would share some of my thoughts 🙂   Weight loss is an important issue in today’s society as diet and exercise have been the cornerstones of weight loss for years. Weight can affect a person’s self esteem, confidence and morale, causing extreme emotions since staying active and sticking to a healthy diet can be a major challenge….

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Comprehensive Treatment for Whiplash & Traumatic Brain Injury: Working Together for Optimum Recovery

Comprehensive Treatment for Whiplash & Traumatic Brain Injury: Working Together for Optimum Recovery

Whiplash & Traumatic Brain Injury   A study, published in the July 2010 issue of the journal Brain Injury, examined MRI scans of 1200 neck pain patients and found that those suffering from whiplash were more likely to have anatomical changes to the brain resulting in brain injury. Preliminary findings showed that brain injury occurred in 23% of the whiplash cases studied.   With state of the art digital motion-ray technology, on-site physical therapists, massage therapists and quality chiropractic care,…

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@Rasbperry_Pi

@Rasbperry_Pi

Have you guys seen this?? It’s AWESOME!! The Raspberry Pi is a computer the size of a credit card and can be utilized as a desktop PC. The guys who developed this amazing piece of technology want to see it as a gateway tool for kids all over the world to learn programming. The company is a charity foundation based out of the U.K and accomplishing BIG things; +Google just gave them a grant worth $1M to fund free Raspberry…

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Communication: Relationship Success or Failure?

Communication: Relationship Success or Failure?

Communication… the most essential concept of success in any endeavor yet the most failed at; it is the process of information flow and idea exchange through a series of verbal and non-verbal actions. Conflicts generally tend to be simple cases of miscommunication and have the potential to be clarified with improved communication tactics. Unfortunately, when our emotions become involved, the majority of us tend to react with illogical responses. The most important component of a relationship is open communication. GIRLS…

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Attitude

Attitude

The more knowledge I gain, the more I understand the impact of attitude on life and everything around it. Attitude is one of those remarkable things in our everyday lives and this is why: Every single day when we wake up, WE HAVE A CHOICE regarding the attitude we embrace for that day. Life has so many aspects that afford us absolutely no control; entities such as time, weather, others around us, and so on will continue on whether we…

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The Definition of Leadership & My Interpretation

The Definition of Leadership & My Interpretation

    According to research, the definition of leadership is: a process in which an individual influences, directs, guides, and empowers others to achieve a common goal.   Peter Drucker claims the famous quote, “management is doing things right; leadership is doing the right things.”   My personal interpretation of leadership is constantly growing and becoming more defined as I gain knowledge and experience. What is it that distinguishes a leader from a follower? Personally, I believe every true leader…

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Pathological Tendencies

Pathological Tendencies

As adults, we tend to meet people from all walks of life. Whether we network professionally, socially, online, personally, or randomly start up a conversation with someone sitting next to us; we have all encountered the guy/gal who chooses to exist in his/her own fabrications of reality. This sort of individual chooses to construct alternate versions of the truth and ultimately generates the downfall of many relationships. Those with a pathological tendency are typically unhappy and choose to surround themselves…

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Do what you feel in your heart to be right, for you’ll be criticized anyway. You’ll be damned if you do and damned if you don’t. – Eleanor Roosevelt

Do what you feel in your heart to be right, for you’ll be criticized anyway. You’ll be damned if you do and damned if you don’t. – Eleanor Roosevelt

“Consult not your fears but your hopes and your dreams. Think not about your frustrations, but about your unfulfilled potential. Concern yourself not with what you tried and failed in, but with what it is still possible for you to do.” –Pope John XXIII It is far easier said than done and I am just as guilty of what I am stating we should not do as anyone else, but I wake up every morning and I convince myself that…

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Wage Gap? What do YOU think?

Wage Gap? What do YOU think?

Depending on whether one looks at global statistics or American statistics, there is a significant difference in men and women’s typical earnings. The focus here will be solely on data collected for the United States. I became extremely interested in this after a conversation I had with someone on campus so I figured I would share what I learned. The numbers tell a story but, where the numbers come from is a much more interesting one. The gender wage gap…

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Price Controls in A Free Market

Price Controls in A Free Market

“There is no such thing as a free lunch.”   This has been a staple of economic education for years. Nothing is free and the thought that something can be given for free, with no relative cost, crosses over beyond the realm of naivety into ignorance and unrealistic expectations. Price controls, the establishment and maintenance of maximum price levels for basic goods and services by the government, are sold as a possible reality when in truth, they come with dangerous…

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